Debt settlement through a third-party company can be an asset to you if you find yourself in a position with accumulated debts whose payments outweigh your ability to pay them off each month. They do this by negotiating your debts with the creditors to find a settlement that is a reduced sum rather than a […]
5 Ways I Disagree with Dave Ramsey
Dave Ramsey ranks among the top-notch personal finance gurus that have helped a lot of individuals get out of debt. Nevertheless, Dave Ramsey has some opinions that I consider outdated for modern society. Let’s dive into five ways my views differ from Dave Ramsey’s own. View 1: You can receive 12% on your investment […]
4 Reasons Why You Might Need a Debt Recovery Agency
Good cash flow is an integral element for the success of any business. But it is also true that keeping your company’s cash positive permanently is not easy. It is not always black and white. For one thing, you are going to have to consistently keep a bird’s eye view on your expenses, ensuring that […]
4 Tips To Pay Off Your Inherited Debts
Losing a loved one is an emotionally and financially overwhelming experience. When dealing with the loss of a father, mother, parental figure, or spouse, settling payments they left is definitely not the first thing that comes to your mind, but it must be attended to anyway. Now that unpaid bills, mortgages, and loans have arrived […]
The Debt Spiral: What It Is, and How to Get Out
We all know how much easier it is to get into debt than it is to get out of it. You might find yourself in debt after having to pay for a costly emergency, like a sudden illness or a totaled car. You may be one of the millions of Americans who took on debt […]