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Credit Cards are a great tool to just not take advantage of making interest free purchases for a certain time period but also to take advantage of other benefits including rewards. There are a range of credit cards to choose from including travel specific rewards, cashbacks as well as flexible rewards card that allow you to choose a variety of redemption options based on the reward points accumulated. One such offering is the American Express Membership Rewards Credit Card.
Benefits of American Express Membership Rewards Credit Card (MRCC)
One of the biggest benefits of the American Express MRCC is the unique ways of earning reward points including bonus reward points just by transacting through the card. Some of them include,
- 4,000 bonus memebership reward points on using the card within the first 60 days of membership, upon payment of annual membership fee
- 1,000 bonus points for just using your card 4 times on transactions of Rs.1,000 and above every month
- 5,000 bonus membership points on first year card renewal, upon paying annual membership fees
There are additional benefits including the option of winning movie vouchers worth Rs.2,000 every month.
With super easy ways to build up your reward points, the redemption options make it even easier to use your accumulated points in the best way possible through the 18 and 24 carat rewards programme. 18 carat (18,000 points) rewards allow you to choose from options like a Tanishq Voucher, Bose Soundlink speaker etc. where in the 24 carat (24,000) reward programme allows you to choose from options such as MakeMyTrip holiday voucher, Amazon Gift Card etc.Not just this, you can redeem your accumulated points for 500+ rewards accessible through the rewards catalogue
The catalogue is fairly extensive and encompasses leading retail outlets like Westside, Central etc. while also allowing you to redeem your points at leading online stores like Amazon and Croma online. And yes, the icing on the cake with being an American Express Membership Rewards Credit Cardmember is that Membership Rewards never expire and keep accumulating as per your spends.
Joining Benefits
In true American Express style, you earn 1000 Bonus Membership Rewards Points for using your Card 4 times on transaction of Rs.1,000 and above every month. So, your reward point accumulation starts on a good fitting the day you start using the card. Be it a dining experience at your favourite restaurant, shopping at H&M, making bookings for your next travel, American Express always brings you the best.
Protection Against Theft or Loss
As someone who happens to be slightly careless, losing credit cards is often a big worry. Not with American Express MRCC as the card offer Zero Lost Card Liability wherein the liability is capped at INR 1,000 incase of fraudulent usage before reporting it to the company.
What is also very beneficial with the American Express MRCC is the Emergency Card Replacement facility wherein American Express will issue the lost card within 48 hours no matter where you are across the globe. So, if you are relying on your American Express MRCC while travelling and you lose it, you can be rest assured that you will be able to get a replacement card fairly quickly thanks to the global network of American Express
Exceptional Customer Service
With a financial product like a Credit Card, customer service is a very critical factor in deciding which card to choose from. Having been an American Express Credit Cardmember for almost 10 years now, I can vouch for exceptional personalised customer service from American Express across the globe. The customer service is as human as it can get and you are not stuck behind endless hours trying to find your way to a human service representative. The customer service team is extremely responsive and go the distance to ensure your problems or concerns are addressed promptly. The American Express MRCC comes with the same level of exceptional customer service that American Express has excelled at over the years and continues to do so.
How To Apply
American Express is currently running a lifetime free offer on the Membership Rewards Credit Card till 5th October, 2017 for online applications so make the best use of the offer and apply right now for the Membership Rewards Credit Card from American Express