Most of us will tend to use a credit card to either spread the cost of something expensive, or pay conveniently for things like travel, ticks or online shopping. However, there arethan just the ability to spend. Here’s a guide to some of these.
Flying miles credit cards
There’s nothing quite like getting something for nothing. Of course, when you have a credit card you are subject to the interest rates and fees you agree to, but wouldn’t it be great to get something extra as you spend? For many people, particularly those who travel regularly, a credit card that offers flying miles can be a good investment. It can help pay for regular breaks abroad or even save up for that once-in-a-lifetime dream holiday.
Football credit cards
that allows fans of clubs including Manchester United, Rangers, Arsenal, Liverpool, Tottenham Hotspur and Aston Villa to support their team more comprehensively on and off the pitch. By having one, you can contribute to your club’s community projects, get access to special merchandise and take part in exclusive competitions that have been set up especially for you. If you are a fan of rugby, you can also get cards that do the same for clubs like Sale Sharks, London Irish, Worcester Warriors and Saracens – to name just a few.
Online shopping rewards credit cards
Perhaps your loyalty lies not with a sports team, but with a particular retailer. If this is the case, why not be rewarded for the amount of money you spend with that particular store? There are certain retailers – like Play.com and Lastminute.com – that will allow you to earn points as you spend that can be redeemed when you shop on their pages. You should even be able to get an introductory bunch of points to get you started, so if you regularly shop with them it could well be worth looking into.
Charity credit cards
During these tough economic times,as more and more people feel they are struggling to make ends meet in their own home. This is where a charity credit card can be a great option as each time you use your plastic, a contribution will be made to your chosen charity at no extra cost to you. These amounts could help fund the charities various projects, but without the cardholder even feeling the effects. There are cards for groups including the RSCPCA, Dogs Trust and The National Trust, so there should be one for absolutely everyone.
A credit card can be a handy thing to have around – but why not have one in your pocket that lets you to do much more than make convenient payments?