With average credit card debt on the rise, most people have resorted to frugality so they can recover from their sizeable debt. However, there are a few things that most people won’t resort to, even when frugal. Here are the best 10 things I just won’t do to save money.
1 – Water for Soda
I know that many people go to a fast food outlet and ask them for a cup of water. These fast food outlets usually give people cups of water for free. Unfortunately, many frugal people out there ask for a cup of water, go to the dispenser and fill it up with Soda. Being frugal does not mean cheating people.
2 – Free Condiments
I would rather buy cheap ketchup than filling my pockets with free condiments. Not only is this tactic lousy, I think it’s awful that people would stoop so low. I may try to save on my condiments but that doesn’t mean I resort to extremes; I am not homeless. I will never stuff my pockets with little ketchup packets to save money.
3 – Office Paper – Toilet or Otherwise
I see many people take office supplies home. Not only have I seen people steal office paper, I have seen people take toilet and tissue paper as well. Such supplies are cheap and readily available. I know that the average credit card debt is getting worse but that doesn’t mean you stoop so low. Furthermore, you run the risk of being fired over cheap tissue paper.
4 – Coupon Life
I use coupons when I can to save some money. However, I do have limits. If I have a “buy one get one free” coupon for pizza, I will happily use it. However, if there were a coupon that gets me a free 100ml bottle of hand sanitizer, I would never use it. I won’t ever embarrass myself by being frugal for a $1 bottle of hand sanitizer.
5 – Under-tip
I know how hard many jobs can be because I have experience in them. Restaurant waiters are usually paid less than minimum wage as their tips cover the cost. However, that doesn’t mean you under-tip the hard working waiters, especially if they provided good service. I would never tip anything less than 15% of my bill.
6 – Use my House as Collateral
Most people put up their house for collateral when they go to get a loan, auto or otherwise. If there is one thing I will never do is use my house as collateral. I will find other ways to get money but I will never risk losing the roof over my head. If I ever go broke, at least I know I have a place to live.
7 – Buy the Cheapest Food
Being frugal and buying cheaper brands is a great way to save money. However, that doesn’t mean I will buy the cheapest food out there. I will never compare three cans of tomato puree and buy the cheapest. I may buy the cheaper can but never the cheapest. The reason is that the quality goes down a lot.
8 – Flush Rarely
Many people do not flush the toilet when they go to urinate (number one). However, they will flush the toilet when they go to do a number two. I am aware that you can save a lot of money by cutting down on water usage but flushing only for a number two is something I will never do. After I use the toilet, I will always flush. It’s good hygiene.
9 – Wash my Own Car
When a frugal person tells you that a car wash is cheap, it means that anyone can afford it. I would rather get my car cleaned in a few minutes than spend 2 hours washing the car. This time could be better utilized at work.
10 – Underuse the Utilities
Many people cut down on their use of the air conditioning or heating to save money. I will settle for a reduced temperature but I will never stop using my heating and cooling systems. If I am uncomfortable or feel hot/cold, I can’t work optimally, affecting my productivity.
Frugality is a great way to save a lot of money every day. However, there are limits in place; lines that I will never cross.